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Course Financing

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Your options

Real Skills Training has a number of options to allow you to finance your course. As an ESFA main provider, we have access to the 19+ Advanced Learner Loan facility, allowing you to only start paying back when you’re earning over £27,295 (gross).

We also are able to offer payments over up to 12 months, interest free to spread the cost of your course. Payments are made using Direct Debit ensuring your payments are scheduled or can invoiced and paid directly.

Below you will find more information on each option available.


19+ Advanced Learner Loan

Only begin repayments when you earn over £27,295.

Not dependant on your credit history or job status.

You can find more information on the Advanced Learner Loan, repayment calculations and Eligibility at:


Spread Payments

Deposit of £250 paid on enrolment.

Spread balance over a period of up to 12 months.

Completely interest free.


Pay in Full

We are able to accept payment for courses through our Stripe integration with Xero. Once an invoice is generated an emailed to you. There is the option to pay using debit or credit card or by bank transfer giving you full flexibility on how you pay.


How it works

Real Skills provide Education & Training that sets a foundation for life and provides a springboard for a successful career. Financing and enrolling onto a course with Real Skills Training is as easy as 4 simple steps.

Step 1

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Decide which course you want to enrol on.

Every course can be financed through the 19+ Advanced Learner Loans facility; split over a number of payments, interest free or paid for directly.

Step 2

Amazon Prime debuts

Decide which payment option.

Once you’ve decided on a course to enrol onto, the next stage is to contact our team who will be able to provide you with more information, advice and guidance as well as a course offer letter. This letter, outlines each payment option and sign posts you to where you can receive additional, impartial advice on your options. It also explains how to confirm with us your preferred payment option and how to move onto the next stage.

Step 3

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Begin your enrolment.

Depending on your chosen payment option, the enrolment process can be completed almost immediately. Our enrolments team will send out the enrolment forms electronically for you to complete and sign.

If you are funding your course through the 19+ Advanced Learner Loan, there will be details on how to apply for this through the official student loans portal on the website.

If you are spreading your payments, interest free, there will be a link sent to your email to set up the direct debit.

Step 4

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Begin your course.

It really is that straight forward. Once you have completed your enrolment documents, you can begin your course. Your allocated trainer will be in contact with you to arrange your first telephone call or visit depending on your course and get you up and running.

 Following feedback from our staff members they find their tutor supportive and feel that the course they are on is really helping them to grasp the role. Overall, we are very happy with Real Skills and look forward to being able to continue to use them going forward.  As a member of the management team, I find Real Skills ‘Supporting your Apprentice’ webinars to be really helpful.

Georgina,  Earlswood Early Years 

 Real Skills have been very informative and supportive from the very start of our training with them and they have offered a great range of courses to further develop our skills and contribute to enhancing our Nursery setting. We have six staff members undertaking their Level 3 to Level 5 apprenticeships with Real Skills, we will be happy continue to use Real Skills going forward. 

 Samantha, Little Acorns Nursery


Still not sure or have questions?